Community Development Block Grant (CDBG)

Housing Rehabilitation Loans

The City of Yreka was recently awarded a Community Development Block Grant (CDBG) for housing rehabilitation projects citywide. Unlike the last housing rehabilitation project that focused on specific areas, this program will be available to all households located within the city limits of Yreka. (Homes outside Yreka but within Siskiyou County may contact Seata Madison at the Siskiyou County Auditor’s Office for more information about loan opportunities available through the County.)

The goal of this program is to provide low-interest loans to income-qualified homeowners as well as landlords so they can make necessary repairs to their homes. CDBG loan qualification for landlords is not based on their own income, but on that of their tenants. In the long run, these programs will improve the overall housing stock of Yreka.

Housing rehabilitation projects include but are not limited to:

• Roof & gutter replacement
• Foundation work
• Weatherization
• Exterior & interior paint
• Structural repairs such as porches, windows, siding, & doors
• Handicapped accessibility
• Electrical & plumbing repairs
• Heating system repairs or upgrades

Some projects may even involve tearing down an existing structure and rebuilding. Because this money is administered by the State of California, health and safety issues must be addressed at the time of rehabilitation. This includes the abatement or encapsulation of lead paint as well as asbestos siding.

Loans made under this program may be for up to 100% of appraised value. Interest rates may be 0-3% for owner occupied and 4-5% for rental units.

The chart below shows the current State-determined income limits for the City of Yreka by household size. When determining household income, you must include the gross income of all persons over the age of 18 living in the home.

For more information, please call Claudia Trevisan, Great Northern Corporation, at (530) 938-4115, Ext. 21.